Tag Archives: tax

Stuck on #PDX

portland-power

Portland motorists confused by a power outage.

I live in Portland, Oregon, which mostly receives electrical power from Portland General Electric. Founded in 1888 the company was eventually owned by Enron Corporation from 1997 until 2006 until Enron went bankrupt.

See? I just used a writing technique known as foreshadowing.

Foreshadowing is a literary device by which an author hints what is to come.
–Wikipedia

By dropping the name Enron, you are now on notice that this story does not bode well. The portends are decidedly not in our favor. It’s time to omen up.

Yes, I’m being mysterious. I’m trying to leave you in the dark. Just like Portland General. Bazinga!

Being a major metropolitan area, the City of Portland is designed with security and reliability in mind. Power outages simply do not happen unless:

  • The wind blows up to one (1) mph
  • A squirrel gets hungry
  • Water magically falls from the sky
  • A drunk person, in a trillion-to-one event, rams their car into a pole

Such simple criteria means the city loses power about every 42 minutes. Who knew that cramming 625,000 people in the same area would make stuff happen? Yes, I live in a city where squirrels are frequently blamed for power outages.

At least Portland is safe. No one, not even a terrorist, could ever fuck with this city unless:

  • A tweaked out kid needs to take a whiz in a city resevoir
  • The wind blows and a branch falls and an entire power grid goes haywire
  • Water magically falls from the sky

Portland has many names. The City of Roses. Bridgetown. Stumpdown. Rip City. Little Beirut. PDX. Cloud City. But, during autumn at least, it could also be known as The City of Leaves. (Leaves are the unpredictable byproduct of shitloads of trees.) And the city has a great strategy for dealing with them. “Clean ’em up your own damn self. You want your storm drains to work? Better get on it. By the way, we’re adding a street fee. You need to pay more taxes for this.”

So it rained on Sunday. We were out running errands. We had to retrace our steps. We drove through St. Johns. Then it started to rain. An hour later we went through the same area. It had already flooded the size of Lake Erie. It wasn’t even a heavy rain.

There had been a few brief gusts of wind. So, yeah, the power was already out. We pulled into a bar just as thunderous lightning spooked everyone in the place. They were amazed. Lightning? Wowwee. Perhaps Portland has exactly the power company it deserves?

We continued on our way and that’s when I noticed it. The traffic signals were are dark. None of them were red. None were yellow. None were green.

You know what that means, right? The entire city went Starman on steroids. Perhaps we can add “Starport City USA” to our lengthy list of nicknames?

[Starman is driving the car, and speeds across a recently turned red light, causing crashes for the other motorists]

Starman: Okay?

Jenny Hayden: Okay? Are you crazy? You almost got us killed! You said you watched me, you said you knew the rules!

Starman: I do know the rules.

Jenny Hayden: Oh, for your information pal, that was a *yellow* light back there!

Starman: I watched you very carefully. Red light stop, green light go, yellow light go very fast.

Apparently the collective wisdom of the hipster lumbersexuals in PDX is this: No street light, go very fast.

That’s weird because the law says an unpowered traffic signal is to be treated as a four-way stop. It’s so weird that no one in Portland knew that. Keep Portland weird.

So we sat at an intersection watching an endless stream of cars whiz by at top speed and we never got a turn. To pass the time we celebrated several birthdays. And I plotted revenge. Now I understand where Joker, Riddler and Penguin are coming from.

This may be my last blog post for a while. I’ve decided to keep my computer turned off when I think Portland General will be unable to keep the grid powered. By my calculations that means I’ll have a 42-minute window of electricity per day.

Sales So Taxing

washington-restaurantLiving in Oregon we don’t know much about sales taxes. That basically means we’re idiots. We’d rather pay a higher income tax than allow tourism pick up a part of our tab. You know, like we do when we visit most other states. Oregonians are rabidly opposed to the concept of a sales tax, which is understandable, but it only ends up shooting us in the foot. Some would actually consider a sales tax if it was accompanied by offset of equal amount on our income taxes. Unfortunately no one trusts the politicians that much.

I have to admit, it is pretty nice to be given a receipt and pay what’s show on the receipt. Too bad all states don’t do it that way. If my bill in an Oregon restaurant is $19.73 then that’s exactly what I pay. And I tip on that amount. Simple. Easy.

Occasionally we make a kibble run across the Washington border. It’s just a hop, skip and a jump across over mighty Columbia River. We don’t do it often, though, since it is means making a cash contribution of 8.4% to our neighbors to the north when they don’t do the same thing for us.

Correction: The current sales tax in Vancouver, WA, is 8.400 percent. Isn’t it funny how sales tax are one of those things that always get calculated to that fifth digit of precision?

This morning, though, I decided to grab some breakfast in downtown Vancouver. I’ve reproduced our ticket from the meal in the image to the right. Yes, I used the Comics Sans font because the situation fucking demands it.

Some thoughts:

  • $1.75 for a cup of diner coffee? Pro: Free refiles. Cons: That’s the same price as a small black coffee at Starbucks except it was barely quaffable.
  • Note that the location for “tax” is left blank even though we’re in a taxing situation.

No tax shown? What’s up with that? Don’t they have to tell you?

Then comes the credit card receipt. Although we were told our meal was $19.73 the amount on the receipt is $21.39. What magic is this? Logic and math skills dictate that the amount of tax must have been $1.66. I can’t quite do the division in my head but that pencils out to be a tax rate of 8.4316 percent.

What the hell? Turns out the actual tax was $1.65732 so they rounded it up to the nearest penny. Voila! A higher tax rate is born. As far as I’m concerned the great State of Washington now owes me $0.00268. Can I put on a lien on their ass?

That, however, is not the point. Take a careful look at that receipt. What, exactly, is being asked of me? If one isn’t careful, one might assume that the tip is supposed to be a function of $21.39. Remember, that’s the price of the meal bloated with the added taxation.

MOTHERFUCKAS!

Is this some sort of VAT situation? (Just like the food?) What’s “value added” here? Not only did you get me to offset your income taxes with my sales tax donation, but you expect me to voluntarily pay extra for the privilege? Is this a vigorish? Is some guy named Guido in the back going to break my legs if I don’t comply? Does the house always have to win?

In this particular situation I tipped 20 percent. Based on my sales volume, the difference between tipping on the pre-tax amount (or not) is only 33 cents. Either way, it’s not a big deal. But, to me, it’s the principle of the thing. I tipped 20 percent. But if my server looks at it the wrong way, she’ll be thinking it was only 18 percent.

What do you think? Do you tip based on the overall total or the pre-tax amount? Or, like me, are you simply going to shun all states with sales taxes?

comic-sans

Unhealthy Whoregon

taxes-by-typeAdvertising. Marketing. Sales. These are a few of the things I hate.

Life is meant to be more than simply persuading each other into spending money and consuming goods and services.

The fact that “sales” is the artifice of lies, pressure and Jedi mind tricks to compel people to do things they don’t really want doesn’t help its case.

Advertising can, theoretically, be something good. If you are in the market for a thing and there’s information about that thing at a certain price, that can actually be helpful. Unfortunately, most advertising has devolved into petulant attempts at distraction and attacks on the subconscious. Not just merely advertising, they are better classified as “persuasion attempts.” Some estimates claim the average American is subjected to 15,000 persuasion attempts per day. That’s hinky.

It seems obvious the game has shifted from being informative (advertising) to persuasion warfare (psychology). And it doesn’t have to adhere to the rules of the Geneva Convention or even be honest. Not content to simply remain available in case you might need something, the free market win-based transaction paradigm is now hunting you down to make the kill. The consumer is prey.

Taxes are funds taken by the awesome power of governmental force. As such, they are sacred in my mind. Taxes must not be used frivolously. Taxes must always be respected. Taxes must not be used to benefit some at the detriment of others. There are certain things taxes should be used for and certain things that must never be allowed to happen. Because taxes are monies taken by force that’s just the way it has to be.

What happens when tax dollars are used on advertising? Bad shit.
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Taxing FIRS

taxesFIRS = F-word of your choice + IRS.

Are you enjoying national tax day? Are your taxes done? Or have you committed a boo boo?

The local news has been reporting the scam for months. Clever identity thieves somehow are able to take a minimal piece of information, like a social security number, and use it to abramoff with someone else’s tax refund.

The most unbelievable part is that they are somehow able to get around the world famous tight security at the IRS.

There’s one for you, nineteen for me.
–The Beatles, Taxman

Ah. A story problem. Math will elucidate the tax bracket faced by the The Beatles. 1 + 19 = 20. So the tax rate (the 19 for the taxman) is 19/20. My calculator tells me that equals .95 aka 95 percent. Yes, The Beatles were in the 95 percent tax bracket. Says Wikipedia, “As their earnings placed them in the top tax bracket in the United Kingdom, the Beatles were liable to a 95% supertax introduced by Harold Wilson’s Labour government.”

Hearing about this scam over and over again, and how it apparently worked, I began to formulate my plan. I was going to steal the Declaration of Independence file for Mitt Romney’s tax refund. With that I’d finally have enough money to retire, move to a beach on Zihuatanejo and hang out with Andy Dufresne and Ellis “Red” Redding.

All I had to do was get my hands on Mitt Romney’s W-2 forms. Dammit, foiled again!

Like I tried to teach my son when he was younger, there is no $20 dollar bill fairy. If you lose your money, there is no force in the universe that will say, “Tell me all about it. Here, allow me to give you some more.” It just don’t work that way. What’s gone is always gone and it always stays that way. So don’t lose that $20 dollar bill.

Meanwhile, though, apparently the IRS is in the habit of giving refunds to the wrong people. The bad people. And that got me to wondering. Is there a tax fairy?

Think of it this way: Let’s say I owe you $20. Then, for whatever reason, I give your money to Bob. Does this mean I no longer owe you a debt? I doubt you’d agree. You likely say, “I don’t care who you did what to for how many cookies. I want my $20. Guido here is about to offer some encouragement to your kneecaps.”

The simple point I’m trying to make is that the IRS being fooled by criminals should not alleviate their responsibility to give people their own money back. So you gave the money to Bob? Boo freakin’ hoo.

If not, then I suggest a new tax form. Let’s call it the 7734-PROX-EZ.

  • Line 1: Amount of tax you owe.
  • Line 2: Amount of money you gave Bob. (Enter amount of line 1.)
  • Line 3: Amount you own the IRS: (Subtract Line 1 from Line 2.)
  • Line 4: Sign full name to indicate your tax burden this year is a mulligan.

If the IRS isn’t being a tax fairy for the victims of crime then I’m sure they’ll understand.

Last, but not least, one other simple concept:

  • The guy who threw a rock and smashed your window to bits? He owns the glass store.
  • The guy who slashed the whitewalls on your car? He owns the tire store.
  • The people who make computer viruses? The makers of your favorite anti-virus software.
  • The company that makes tax filing software? They vigorously oppose efforts to make filing taxes simpler.

This is all, of course, predicted by GUNT, my Grand Unification Negativity Theory for everything.

In case that last bullet point is somehow unclear, let me say this:

TurboTax Maker Linked To Fight Against ‘Return-Free’ Tax System
Source: NPR

It looks like there is a tax fairy after all. He just works a bit differently (more sinister and evil) than even I expected. And his name is TurboTax. I try to be negative but sometimes even I can be schooled.

Well played, TurboTax.

Hyppo and Critter: True Lazy

Hyppo and Critter

401 Pork Belly Crude Efficient Market Theories

retirementI’ve often talked about the “three-legged stool” on this blog. No, you don’t have to leave. This post won’t qualify for a certain tag that shall remain nameless. I’m going to keep this post on a higher, more sophisticated plane.

So often, in fact, that I should probably elevate the topic to the level of a category so you can ignore all the posts equally at the same time. But that would be convenient therefore I won’t do it.

The future is something which “occupies” my thoughts from time to time. (Yes, my brain has little protesters in it.)

To refresh your memory, the “three-legged stool” is a metaphor rolled out around the time that piece of sassafras Ida May Fuller clutched her first Social Security benefits check in her kung fu death grip. I remember it well because I was there. On the floor. Licking her ankles. Whispering hotly, “Be my sugar momma? Mommy? M to the O to the M M Y.”
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Fixing Social Security in a Fair Way

Image source: Punch Debt in the Face

Image source: Punch Debt in the Face

Yes, yes! To Guru-San you listen. The debt! Remember your failure with the debt!

So yeah, I’ve got the solution that fixes Social Security. The whole thing. Once and for all. The big enchilada. And it does it in a fair way, too.

To those with 10% approval ratings I say, “Stop fiddle-farting around and pass my legislation. Stat!”

Allow me to introduce the Frozen Unilaterally Contributions Kablooey Act of 2013.
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